(a) If the lord of the first, second, fourth, fifth, seventh, ninth, tenth or eleventh house mutually changes place with any of the lords of houses grouped above, it is a Maha Yoga. For example, the lord of the first in the eleventh and the lord of the eleventh in first or lord of the second in the eleventh and lord of the eleventh in the second; or lord of the fourth in the tenth and lord of the tenth in the fourth, and so on. There is increase in respect of good luck pertaining to the houses involved.
(b) If any lord of the first, second, fourth, fifth, seventh, ninth, tenth or the eleventh house changes place with the lord of the third, it is called Khala Yoga. For example, the lord of the tenth is in the third and the lord of the third in the tenth; or the lord of the third in the fourth and lord of the fourth in the third. This is a bad Yoga called Khala.
(c) If the lord of a house stated in caluse (a) above changes place with the lord of the sixth, eighth or twelfth house, it is called Dainya Yoga.
The sixth, eighth and twelfth houses are called Trik. They are also called Dusthanas. So if the lord of the first, second, fourth, fifth, seventh, ninth, tenth or the eleventh house exchanges place with the lord or a Trik, it will constituted Dainya Yoga, a pulling down weight for luck and prosperity. Dainya Yoga is worse than Khala Yoga.
Thus by permutation and combination there will be 66 yogas.
(i.) Lord of the first, second, fourth, fifth, seventh, ninth, tenth or eleventh house mutually changing places: 28 yogas (Maha Yoga).
(ii.) Lord of the twelfth changing places with lords of the remaining eleven houses; 11 yogas (Dainya Yoga).
(iii.) Lord of the eighth changing places with lords of houses from first to eleventh: 10 Yogas (Dainya Yoga).
(iv.) Lord of the sixth changing places with lords of any house from first to eleventh (except 8th covered by (iii) above): 9 Yogas (Dainya Yoga).
(v.) Lord of the third changing place with lords of the first, second, fourth, fifth, seventh, ninth, tenth or eleventh: 8 Yogas (Khala Yoga).
Thus we get 28 Maha Yogas, 8 Khala Yogas and 30 Dainya Yogas. In the delineation of effects, the sign positions, whether by changing places a planet will be occupying his sign of exaltation or own sign or a sign of debilitation should be attached due weight.
For example, if the rising sign is Scorpio, the lord of the first (Mars) occupies the ninth (Cancer, the sign of debilitation of Mars) and the ninth lord (Moon) occupies the first (Scorpio the sign in which the Moon is debilitated). This cannot be so powerful a combination for good as when Leo is rising and the lord of the ninth (Mars) is in Leo in the first and the lord of the first exalted in Aries in the ninth.
This principle has also to be applied to Dainya Yogas. Suppose Libra is the rising sign and the lord of the first (Venus) is exalted in the sixth and the sixth lord (Jupiter) is in the first. This will not be so evil. All these different shades arising out of sign positions must be taken into account. Here we have stated the goodness or otherwise arising out of a mutual exchange or places between house lords.
If a house is tenanted by a benefic or aspected by benefics and the lord of the house is well placed and in his own sign or sign of exaltation and not combust, twelve Yogas (one pertaining to each house respectively) are formed. If the house and house lord fulfill the conditions laid down above and it is the:-
(i.) first house: the Yoga is Chamar. One born in this Yoga gains eminence and prosperity like a waxing moon. He is wealthy, long-lived, famous and occupies a high position.
(ii.) Second house : the Yoga is Dhenu. The native will have delicious food and drinks and be learned, and wealthy, and have a large family.
(iii.) Third house: the Yoga formed is Shourya. The native’s younger brothers will be famous and respect the native; he will himself be very courageous, earn name and fame and will engage in governmental work.
(iv.) Fourth house: the Yoga constituted is Jaladhi. The native has agricultural lands, cattle, property, conveyances a good wife and home comforts. He will engage in governmental work; will also be inclined to construct wells and tanks. He holds a good position in life.
(v.) Fifth house: the Yoga formed in Chhatra. The native will have a happy home life, a good wife and children. He will speak sweetly; be intelligent and learned. The native earns a good name and fame and will be a minister, counseller or adviser to the government of hold an equally eminent position.
(vi.) Sixth house: The Yoga is called Astra. The native is strong, proud and powerful. He subdues his opponents by sheer force. He has undaunted courage and a combative spirit and may have scars of wounds on his body.
(vii.) Seventh house: the Yoga constituted is Kama. He will have a good wife and children and will be attached to his own wife. He will rise to a rank higher than that of his father, and will be prosperous and happy.
(viii.) Eighth house: the Yoga is called Asura. The native is selfish, a back-biter and malevolent, always causing harm to others. He is poor and commits low acts and has to face trouble due to them. In short, the temperament, the inclination and behaviour are malevolent and he suffers in life.
(ix.) Ninth house: the Yoga formed is Bhagya because the ninth house is called Bhagya-which means good luck and prosperity of all kinds. The native will be lucky and prosperous in all respects, wealthy, command respect and occupy a good position in life. He will be religious and devoted to God.
(x.) Tenth house: the Yoga constituted is Khyati, which in Sanskrit means fame. The native will be wealthy and prove a good ruler or administrator. He will be renowned.
(xi.) Eleventh house: the Yoga is called Suparijata. The native will have a good income and will be wealthy; he will have a large family and there will be a chain of auspicious festivities. He will be learned, fond of hearing religious discourses and be of a righteous conduct.
(xii.) Twelfth house: The Yoga formed is called Musala, which in Sanskrit means a big pestle. The native will become wealthy by earning money through much hard labour and difficulties, he will spend money only on worthy objects; he will be very active and talkative; will be over-powered by his opponents. After death he attains heaven.
Note: For judging the effects of a house , how far the Yoga is fulfilled, five factors must be present: (i.) the house should be tenanted by a benefic; (ii) the house should be aspected by a benefic or benefics; (iii) the house lord should not be combust; (iv) the house lord should be in an angle or trine or in a good place; (v) the house lord should be in his own sign or sign of exaltation. Though it has not been stated in the text, yet if any of the following adverse factors are present, the Yoga will be tarnished and will be incapable giving rise to the full effects of the Yoga; (i.) If malefics tenant the house; in this the connection it has to be borne in mind is that a malefic in his own sign in not evil; but a malefic in his own house, if it is in the twelfth house from the ascendant it will give rise to heavy expenditure (ii.) The house is aspected by malefics. (iii.) The house lord is in undesirable degrees. For undesirable degrees for each planet in each sign readers are referred to Chapter 8. (iv) If the house lord is conjoined with or aspected by malefics.
Again, all benefics will not behave equally. Jupiter is a benefic but he will have different shades of effects, (i.) accoridng to the sign he is in, as for example, Jupiter in Cancer will be far different from Jupiter in Capricorn; (ii) according to the house of which the planet is the lord as for example, Jupiter as lord of the first and the fourth house will have effects which Jupiter as lord of the third and the sixth cannot have.
Therefore, readers are requested to develop their own faculties of discrimination and judgement which is necessary to appraise an individual chart. No set of rules can provide for all contingencies and all the permutations and combinations possible.
If the lord of a house is an evil place or the house tenants or is aspected by a malefic, twelve yogas one for each house arise: if the house affected is the
i) First house: the Yoga is called Avayoga, which in Sanskrit means a bad Yoga. The native has an uneventful life of poverty. He will suffer many humiliations; his company will be of low and wicked people. This Yoga impairs health and longevity is curtailed.
(ii) Second house: the Yoga constituted is know as Niswa, which in Sanskrit means without wealth. The native has bad teeth, poor eye-sight or the eyes may have some defects; his power of speech is not good; his enemies appropriate his wealth; he is neither intelligent nor learned.
(iii) Third house: The Yoga formed is Mriti. The native is without brothers or there is no happiness from them. His wealth and strength are undermined; he is not even tempered; his efforts are misdirected and end in failure and frustration. The native lacks in courage and there is a latent feeling of timidity or an inferiority complex.
(iv) Fourth house: the Yoga is known as Kuhu. The native suffers in respect of his mother, conveyances, friends, relations, apparel and happiness. The fourth house is the house of ease, comfort, mental tranquillity and happiness and all these are curtailed. He suffers in respect of his position and property also. He is attached to an unworthy woman who may be his own wife or some other woman.
(v) Fifth house: the Yoga so formed is called Pamara. The native tells lies; he lacks in the finer sense of discrimination, cheats others, does not believe in God or religion; has evil company. He may have no sons or there may be premature death of sons or no happiness from them.
(vi) Sixth house: the Yoga is called Harsha, which in Sanskrit means happiness or delight. If the sixth lord is placed in a Dusthana, it gives rise to happy circumstances. The native has a strong body; he does not indulge in evil acts and has o evil intentions; he enjoys happiness, luxuries and good fortune; overcomes his enemies; is a favourite of eminent people; has wealth, good friends and sons and earns name and fame for himself.
(vii) Seventh house: the Yoga has been named Dushkrit (which literally means evil actions). The result is separation, inclination for liaisons with others, wives, wandering aimlessly, venereal or urinary diseases such as spermatorrhoea, diabetes; trouble from government. The native is despised by his relations and suffers.
(viii) Eighth house: the Yoga is called Sarala, which means easy. It is good to have the eighth lord in the sixth or eighth or twelfth house. If a malefic, he would spoil the twelfth, but whether a benefic or malefic, if the lord of the eighth is in a Dusthana it fortifies the eighth house. The native is long-lived, of a strong mind, fearless, learned, wealthy, blessed with sons. He overcomes his enemies is famous and the work he undertakes is accomplished successfully.
(ix) Ninth house: the Yoga is called Nirbhagya which means luckless. He brings about ruin of immovable ancestral property by neglect, or by mortgaging or selling it away under financial pressure; is irreligious, talks ill of and does not respect his religious preceptors and ascetics; is poorly dressed, and suffers much distress.
(x) Tenth house: the Yoga is known as Duryoga. Whatever the native undertakes, despite his strenuous efforts, ends in frustration and disappointment. He suffers humiliation in society, lives at place other than his homeland and leads an unhappy life. The native is antagonistic to others and suffers distress.
(xi) Eleventh house: this Yoga is known as Daridra, which means poverty. The native incurs heavy debts and is poor. He is not good tempered; has no good brothers; may suffer from diseases of the ear. He runs errands for others, i.e., occupies a subordinate position. His speech is not good and his actions are not commendable.
(xii) Twelfth house: the Yoga is called Vimala, which means free from blemish. Like the lords of the sixth and the eighth, it is good for the lord of the twelfth to be in Trik or Dusthana. The native does not spend much and accumulates wealth; is agreeable to all people and is liked by them. He leads an independent life and is happy. He follows an honourable profession and is known for his good qualities.
Retrograde Planets
Even a single planet, though he be debilitated, if occupying a good house is retrograde and not combust, it raises high the native’s status. Should there be two or three such planets, the native attains a very high rank and position in life.
Kendra Trikona Yoga
The Kendra-Trikona Yoga is abbreviated to as K.T. Yoga. The first, fourth, seventh and tenth houses are called Kendras or angles. The fifth and the ninth houses are called Trikonas or trines. The first house is both a Kendra and a Trikona. This K.T. Yoga means any of the following Yogas:
Sambandha between
- Lords of the first and fifth
- Lords of the first and ninth
- Lords of the fourth and fifth
- Lords of the fourth and ninth
- Lords of the seventh and fifth
- Lords of the seventh and ninth
- Lords of the tenth and fifth
- Lords of the tenth and ninth
For certain purposes the first house is considered as a Trikona also, but the convention is not to call the Sambandha between (i.) and (iii) lords of the first and tenth a K.T. Yoga, although a Sambandha between (i.) lords of the first, and fourth, and (ii) the first and tenth is considered a Raja Yoga- a very good Yoga.



